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Credit Comparison Switzerland: Find the Right Personal Loan

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  • We compare the conditions of all Swiss banks
  • You save time, costs & rejections
  • You pay no agency fees

Processing fees: CHF 0 ; effective interest rate 4.5% - 9.95%. Miro Kredit offers credit terms from 12-120 months. Lending is prohibited if it leads to over-indebtedness. See here a representative example.

Migros BankMigros BankAcceptance rateAcceptance rate eff. interest ratefrom 4.9%Duration in months12 - 84 Monthly rate from561.48Compare now
Bob KreditBob KreditAcceptance rateAcceptance rate eff. interest ratefrom 4.7%Duration in months6 - 120 Monthly rate fromCHF 557.90Compare now
Cashgate CreditCashgate CreditAcceptance rateAcceptance rate eff. interest ratefrom 4.9%Duration in months6 - 84 Monthly rate fromCHF 561.48Compare now
Cembra Money BankCembra Cash CreditAcceptance rateAcceptance rate eff. interest ratefrom 5.9%Duration in months6 - 84 Monthly rate fromCHF 579.49Compare now
Cornèr BankCornèr creditAcceptance rateAcceptance rate eff. interest ratefrom 4.5%Duration in months12 - 84 Monthly rate fromCHF 554.32Compare now
BANK-nowCREDIT-nowAcceptance rateAcceptance rate eff. interest ratefrom 5.9%Duration in months6 - 84 Monthly rate fromCHF 579.49Compare now
Bank Product Acceptance rate Optional instalment insurance eff. interest rate Duration in months Monthly rate from Get an offer now
Migros Bank Migros Bank Acceptance rate Optional from 4.9% 12 - 84 CHF 561.48 Compare now
Bob Kredit Bob Kredit Acceptance rate Optional from 4.7% 6 - 120 CHF 557.90 Compare now
Cashgate Credit Cashgate Credit Acceptance rate Optional from 4.9% 6 - 84 CHF 561.48 Compare now
Cembra Money Bank Cembra Cash Credit Acceptance rate Optional from 5.9% 6 - 84 CHF 579.49 Compare now
Cornèr Bank Cornèr credit Acceptance rate Optional from 4.5% 12 - 84 CHF 554.32 Compare now
BANK-now CREDIT-now Acceptance rate Optional from 5.9% 6 - 84 CHF 579.49 Compare now
Find the best personal loan now

FAQ

  • How much credit can I get?
    Lending is prohibited if it leads to over-indebtedness, so you as a private individual are protected by the Swiss Consumer Credit Act. Accordingly, the amount of a personal loan depends on your personal income and financial means. In principle, however, you have the option of taking out a personal loan of between CHF 500 and 600,000.

  • How long does it take for a loan to reach my account?
    Once you have signed the loan agreement, you will usually receive the agreed loan amount in your account after the statutory withdrawal period of 14 days has expired.

  • How do I get money if I can’t get a loan?
    If your loan application is rejected, there are usually good reasons for this. This could be, for example, a poor credit rating or you already have a loan so that the financial viability of the loan can no longer be guaranteed. In this case, a private loan from an acquaintance, friend or family member could be an option.

  • How quickly do you get the money from the loan?
    As a rule, you will receive the money after the statutory withdrawal period has expired. This is 14 days in Switzerland. Before that, the loan amount can only be paid out if the loan amount is over CHF 80,000.

  • Who will give me a loan?
    Lenders are usually credit institutions, financial service providers or banks, but private individuals can also give you a loan. The banks listed in our loan comparison are reputable and reliable credit partners that will enable you to meet your financial needs.
Private loan calculation example

Private loan calculation example

Loan amount: CHF 10,000 without insurance.
Repayment period: 12 months

Interest (including costs) amounts between CHF 240.45 and CHF 523.30. Effective interest rate 4.5% – 9.95%. Possible loan repayment period from 12 to 120 months

Processing fees: CHF 0.-. Granting a loan is prohibited if it leads to over-indebtedness (§ 3 Unfair Competition Law – UWG)

Submit your loan application now