Apply for credit in Switzerland - simple and uncomplicated
- Non-binding offer and free advice
- Flexible term of 6 - 120 months
- Attractive loan repayment and increase
- Comprehensive optional insurance cover
- Family business since 1978 with over 55,000 satisfied customers
Why choose us
In today’s fast-paced world, it’s more important than ever to have financial flexibility. Whether for unexpected expenses, planned investments, or special occasions, a loan can help you achieve your financial goals.
- Loans up to CHF 500,000!
- Flexible terms up to 120 months!
- Extra low credit rates!
- Interest rates from 4.5%!
- Non-binding, discreet and free credit request!
Known from
Tailor-made loan - perfect for your needs
Every person has individual financial needs. A loan should therefore be like a tailor-made suit - tailored exactly to you. We understand that our customers’ financial situations are unique. That is why we offer you tailor-made loan solutions that meet your personal needs, wishes, and requirements.
Whether you need a small loan for short-term expenses or a larger loan amount for a car or another long-term project, our loan calculator will help you find the option that’s right for you. Transparency is particularly important to us, which is why we always present the conditions, the annual interest rate, and the repayment modalities to you transparently. This way, you can ensure that you always have full cost control over your loan.
To stop relying on standardised loan packages, we work with advanced data analytics that analyse your individual financial situation and create tailor-made loan offers for you based on this. Our loan offers are individually tailored to your finances, wishes, and repayment capacity, so you don’t have to worry about possible over-indebtedness.
The advantages are obvious: as a borrower, you benefit from the desired flexibility and adaptability with our tailor-made loans to realise your projects - regardless of whether you want to renovate your house, buy a new car or make other investments.
We have been in this industry for a long time
- Family business since 1978
- Personal, independent and transparent
- Best financing solution
- Safe, discreet, and free of charge
- Highest loan amounts with lowest monthly installments
- Over 55,000 satisfied customers
Digital personal loan - online conclusion made easy
Our online platform is designed to be particularly secure and user-friendly, so that you can submit your online loan application in just a few steps and your sensitive data is protected at the same time. You can apply for your online loan in just a few steps:
- Step 01:
Select the desired loan amount
In the first step, you only need to select your desired loan amount and the term. The loan calculator shows you directly how high the monthly instalment including interest costs will be. This means you can get your free and non-binding loan offer before you sign the loan agreement. If your desired loan amount is CHF 20,000, for example, you will immediately receive an overview of the monthly instalments and interest.
- Step 02:
Adjust the term
If the stated monthly instalment does not fit into your budget, you have the option of adjusting the term of your personal loan until your desired loan meets your financial needs. The longer the term, the lower the monthly instalment. However, the interest costs become higher with longer terms, so you should consider which option is best for you. For extra flexibility, we even offer terms of up to 120 months.
- Step 03:
Provide personal information
If you are satisfied with the loan amount and the term, you must provide your personal key data for the online loan. You will need to provide basic information about yourself and your financial situation. This information is mandatory so that we can then carry out a loan check to grant you your desired loan at the conditions you want.
- Step 04:
Send off your loan application
The last step is to send off your application for a personal loan. We take care of the rest!
- Step 05:
Sign the loan agreement
As soon as we receive your loan application, we will check it and, after a positive loan decision, send you our loan offer. If you agree to the conditions, all you have to do is sign the loan agreement on the spot and you will receive your personal loan in your account within a very short time!
Non-binding, discreet and free credit request!
Submit your loan application now
Necessary documents for your loan application
For a smooth processing of your loan application for a personal loan in Switzerland, some documents and records are required. The bank needs these to make sure that you are legitimate to take out a loan and also have the necessary financial means to repay the monthly loan instalments.
As part of your online application, you should have the following documents ready for upload:
- Valid proof of identity (Swiss passport or ID, foreigner’s identity card).
- Copy of your last three pay slips
- If applicable, tax assessment (if you are self-employed)
How quickly is the money in your account?
The speed with which the money lands in your account depends on various factors. After you have submitted your loan application and provided the required documents, your application and financial situation will first be reviewed. This process can take different amounts of time, depending on whether your application documents are complete or whether further information is still needed from you. In case of a positive loan decision and after signing the loan agreement, the money can usually be transferred to your account within a few working days. However, we observe the legal deadlines, so that we can transfer your money to your account at the earliest after the legal revocation period of 14 days has expired.
If your personal loan is over CHF 80,000, we can even pay out the loan amount directly, as loans of this amount are not subject to the revocation period. This means that you will receive your money more quickly and can implement your plans or heart’s project directly. Remember that we always strive to make the process of your loan application as smooth as possible so that you can quickly access the financial resources you need.
Do you have any questions or need advice?
Please feel free to contact us
Submit your loan application now
FAQ
If you need further information, please contact us!
Conclusion
Applying for a loan in Switzerland today is easier and more convenient than ever before. Whether you need a car loan, a renovation loan, or cash at your free disposal, the variety of available loan options, the adaptability to your individual needs, and the possibility of online processing make the loan application process as stress-free and uncomplicated as possible. Thus, the world of Swiss loans opens up the possibility for you to achieve financial flexibility and turn your plans and projects into reality!
Private loan calculation example
Loan amount: CHF 10,000 without insurance.
Repayment period: 12 months
Interest (including costs) amounts between CHF 240.50 and CHF 574.25. Effective interest rate 4.5% – 11.95%. Possible loan repayment period from 12 to 120 months
Processing fees: CHF 0.-. Granting a loan is prohibited if it leads to over-indebtedness (§ 3 Unfair Competition Law – UWG)