Cembra Money Bank Credit

Whether you want to renovate your home, buy a new car or cover unexpected expenses, the Cembra Money Bank loan from Cembra Money Bank AG offers you a flexible and fast online loan solution.

You can find out what services and advantages the Cembra Money Bank loan offers and what types of loans and financing can be realized with Cembra Money Bank AG in our loan comparison.

Cembra Money Bank Credit

Everything you need to know about the Cembra Money Bank cash loan

The Swiss cash loan from Cembra Money Bank AG is characterized by its high credit limit, flexible terms and attractive interest rates. In addition, Cembra Money Bank AG offers you numerous advantages that protect you from over-indebtedness so that you can always keep an eye on your finances.

  • With the Cembra Money Bank loan, you have the option of choosing a credit line between CHF 500 and 250,000.
  • The term of the Cembra Money Bank personal loan is flexible and freely selectable. You can choose between a term of up to 84 months.
  • You can adjust the monthly loan installments of the Cembra Money Bank personal loan so that they fit comfortably into your monthly budget.
  • The effective interest rates of Cembra Money Bank AG range from 7.95% to 10.95%.
  • The interest on the personal loan can be claimed for tax purposes. For more information, please contact your local tax office.
  • Your Cembra Money Bank personal loan comes with free death insurance that covers you and your surviving dependants up to CHF 60,000.
  • As with a loan from Corner, you can also take out additional payment protection, which provides you with optimum protection in the event of involuntary unemployment.

Cembra personal loans at a glance

In addition to the classic personal loan, Cembra Money Bank AG also offers other credit solutions. This gives you the opportunity to find the optimal financing solution for you that not only meets your financial needs, but also your personal needs.

Cembra personal loans at a glance

Cembra Cash Credit

The Cembra Cash Loan is a classic installment loan with an APR of between 7.95% and 10.95%, depending on your individual situation. You also have the option of applying for loan amounts of up to CHF 250,000.

The term of the Cembra cash loan can be arranged flexibly, up to a maximum duration of 84 months.

Cembra Financing Plus

Another credit solution offered by Cembra Money Bank AG is Cembra Financing Plus. This is a financing loan for the purchase of cars, motorcycles or caravans with a credit line starting at CHF 5,000. Here too, an effective annual interest rate of 7.95% to 10.95% applies.

As a borrower, you benefit from flexible terms that can range from 12 to 60 months. If your financing amount reaches CHF 10,000 or more, you also have the option of extending the term to up to 84 months.

An enormous advantage over leasing is that you are not restricted by a mileage limit or a fully comprehensive insurance obligation. This means additional freedom and flexibility for you.

What makes the Cembra Personal Loan so special?

In addition to the regular benefits of the Cembra Personal Loan, Cembra Money Bank AG offers many other advantages. These include, in particular, the option of taking out payment protection insurance. This takes effect if you become unemployed through no fault of your own due to illness or an accident and thus offers you financial security. In addition, in the event of death, the remaining debt of up to CHF 60,000 is insured to protect your surviving dependants.

If you also want to take out a personal loan of over CHF 250,000, this is also possible in certain cases. You can also apply for higher loan amounts under certain conditions to fulfill your wishes. Alternatively, we also have Cashgate in our loan comparison so that you can find the perfect credit partner.

FAQ

  • How long does it take to apply for a loan with Cembra?

    The processing time for your online loan application with Cembra can vary depending on the individual case. However, you will usually receive the loan agreement to be signed within a few days.
  • Is Cembra reputable?

    Yes, Cembra Money Bank AG is a reputable Swiss provider of financing solutions and services based in Zurich.
  • How long does it take for a loan to reach my account?

    Once you have signed the loan agreement, you will usually receive the agreed loan amount in your account after the statutory withdrawal period of 14 days has expired.
  • Who owns Cembra Money Bank?

    As Cembra Money Bank is a public limited company, Cembra Money Bank is owned by its main shareholders. These are currently UBS Fund Management (Switzerland), Credit Suisse Funds AG, Swisscanto Fondsleitung AG and BlackRock Inc.
Miro Kredit Swiss - Conclusion

Conclusion

Cembra Money Bank AG offers you a wide range of credit options to realize your plans. Whether you want to renovate your home, buy a new car or pay for unexpected expenses, Cembra Money Bank AG offers a wide range of financial products, from cash loans with flexible terms and interest rates to specialized financing solutions for cars and recreational vehicles.

With the Miro Kredit AG loan comparison, you can compare other financial service providers and lenders to find the best solution for you!

Private loan calculation example:
Private loan calculation example:

Loan amount: CHF 10,000 without insurance. Repayment period: 12 months

Interest (including costs) amounts between CHF 240.50 and CHF 574.25. Effective interest rate 4.5% – 11.95%. Possible loan repayment period from 12 to 120 months

Processing fees: CHF 0.-. Granting a loan is prohibited if it leads to over-indebtedness (§ 3 Unfair Competition Law – UWG)