Warning – Fraud Alert: Misuse of the name of Miro Kredit AG in fake calls and QR code fraud

The name of Miro Kredit AG is currently being misused by unknown third parties. We are aware of cases in which fraudsters contact people by telephone and initially claim that there is a credit inquiry or a loan application. If the person called states that no loan application has been submitted, the fraudsters use the resulting uncertainty to continue the conversation.

As the conversation progresses, the fraudsters sometimes pretend to be employees of a bank or another trustworthy institution. They then claim that something needs to be checked, confirmed or approved. In this context, they ask the person to scan a QR code, for example for alleged verification or for the release of a payout.

By scanning such a QR code, fraudsters may gain access to a bank account. In one case known to us, a significant amount of money was stolen in this way.

Important notice:

Miro Kredit AG will never ask anyone to scan a QR code. If such a request is made, it is a fraud attempt.

Please note: The procedure described above reflects cases known to us. However, criminals frequently change their tactics. Other forms of contact, pretexts or methods therefore cannot be ruled out.

How affected persons can protect themselves

• Never scan a QR code if requested to do so by phone or message
• Do not let yourself be unsettled if someone claims that a credit inquiry has been made in your name
• In case of doubt, end the conversation and contact your bank using its official telephone number
• Never use telephone numbers or links from SMS messages, emails or chat messages
• Be suspicious of unexpected contact attempts, even if the caller or writer claims to represent a bank or Miro Kredit AG
• Report such fraud attempts by email to info@miro-kredit.ch
• File a report with the police even in the case of a mere fraud attempt – an attempt is already punishable by law