Loan request sent
Dear Ms ,
Thank you very much for your application and the trust you have placed in us.
After reviewing your information, we regret to inform you that we are unable to proceed with your request. This decision is based on the fixed criteria set by our partner banks, which we are obliged to follow. It is not a personal assessment but a result of objective guidelines within the framework of responsible lending practices.
We understand that this message may be disappointing. However, we would like to emphasize that this communication is also in your best interest: it helps prevent a formal rejection from being recorded with the Central Office for Credit Information (ZEK), which could negatively affect your future credit options.
Thank you for your understanding. We wish you all the best for your future.
Kind regards
Miro Kredit team.
Miro-kredit.ch