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Recommendation

We recommend that you do not submit any new loan application because every new application is registered with the Central Credit Bureau (ZEK). The ZEK also provides information on whether your application was approved or denied. In this way, banks are familiar with your credit behaviour – that is, your credit history.

If you apply to different banks at the same time, it may significantly affect the chances of your loan being approved.

Next steps:
Your application will be carefully checked by our credit experts.
We will contact you within 1-2 business days.

Please verify whether you have submitted the following documents:

Employed persons:

  • last 3 paychecks (yours and of your spouse)
  • Photocopy of your ID card (both sides) or residence permit (for non-residents)
  • Current invoice from your health insurance

Pensioners:

  • Statement of account for the last three months
  • Statement issued by IV and Pensionkasse
  • Photocopy of your ID card (both sides) or residence permit (for non-residents)

If you haven’t submitted all the necessary documentation, please do so via:

Yours sincerely,
Miro Kredit team
Miro-kredit.ch